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#0000001a;transform:translate(4px)}.ib-step-num{min-width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--primary) 0%,var(--sl-teal) 100%);color:#fff;font-size:1.1rem;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 4px 10px #1a4fba4d}.ib-step-title{font-size:1rem;font-weight:700;color:var(--text-dark);margin:0 0 .3rem}.ib-step-text{font-size:.9rem;color:var(--text-light);line-height:1.6;margin:0}.ib-compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin:1.5rem 0}@media (max-width: 640px){.ib-compare-grid{grid-template-columns:1fr}}.ib-compare-col{background:#fff;border-radius:12px;padding:1.25rem;box-shadow:0 2px 8px #0000000f}.ib-compare-col--pro{border-top:4px solid var(--success)}.ib-compare-col--con{border-top:4px solid #e53935}.ib-compare-heading{font-size:.95rem;font-weight:700;margin:0 0 .75rem}.ib-compare-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.5rem}.ib-compare-list li{font-size:.88rem;color:var(--text-light);padding-left:1.5rem;position:relative;line-height:1.5}.ib-compare-col--pro .ib-compare-list li:before{content:"✓";position:absolute;left:0;color:var(--success);font-weight:700}.ib-compare-col--con .ib-compare-list li:before{content:"✕";position:absolute;left:0;color:#e53935;font-weight:700}.ib-stats-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:1rem;margin:1.5rem 0 2rem}.ib-stat-card{background:#fff;border-radius:12px;padding:1.25rem 1rem;text-align:center;border:2px solid var(--border);box-shadow:0 2px 8px #0000000d;transition:border-color .25s,transform .25s}.ib-stat-card:hover{border-color:var(--primary);transform:translateY(-3px)}.ib-stat-number{font-size:1.75rem;font-weight:800;color:var(--primary);line-height:1;margin-bottom:.3rem}.ib-stat-label{font-size:.78rem;color:var(--text-light);font-weight:500;line-height:1.4}.ib-callout{border-left:4px solid var(--primary);background:linear-gradient(135deg,#eef5ff,#fff9f5);border-radius:0 10px 10px 0;padding:1.25rem 1.5rem;margin:1.5rem 0}.ib-callout--accent{background:linear-gradient(135deg,#fff5ef,#fffdf9);border-left-color:var(--accent)}.ib-callout--success{background:linear-gradient(135deg,#edfbf3,#f9fff9);border-left-color:var(--success)}.ib-callout-title{font-size:.95rem;font-weight:700;color:var(--text-dark);margin:0 0 .4rem}.ib-callout p{font-size:.92rem;color:var(--text-light);margin:0;line-height:1.6}.ib-faq-grid{display:flex;flex-direction:column;gap:.75rem;margin:1.5rem 0}.ib-faq-item{background:#fff;border:1px solid var(--border);border-radius:10px;overflow:hidden;transition:border-color .25s,box-shadow .25s}.ib-faq-item:hover{border-color:var(--primary);box-shadow:0 4px 12px #00000014}.ib-faq-item[open]{border-color:var(--primary);box-shadow:0 4px 12px #1a4fba1a}.ib-faq-summary{cursor:pointer;list-style:none;padding:1rem 1.25rem;font-size:.95rem;font-weight:600;color:var(--text-dark);display:flex;align-items:center;justify-content:space-between;user-select:none}.ib-faq-summary::-webkit-details-marker{display:none}.ib-faq-summary:after{content:"▼";font-size:.65rem;color:var(--primary);margin-left:1rem;transition:transform .3s;flex-shrink:0}.ib-faq-item[open] .ib-faq-summary:after{transform:rotate(180deg)}.ib-faq-answer{padding:.75rem 1.25rem 1rem;font-size:.92rem;color:var(--text-light);line-height:1.65;border-top:1px solid var(--border)}.ib-faq-answer p{margin:0}.bh-hero{position:relative;min-height:280px;background:linear-gradient(135deg,#1a4fba,#0a2972 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1.5rem;line-height:1.6}.bh-hero-actions{display:flex;gap:.75rem;flex-wrap:wrap}.bh-btn{display:inline-block;padding:.65rem 1.75rem;border-radius:10px;font-weight:700;font-size:.9rem;text-decoration:none;transition:all .25s}.bh-btn--primary{background:var(--accent);color:#fff;border:2px solid var(--accent)}.bh-btn--primary:hover{background:transparent;color:#fff}.bh-btn--outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.6)}.bh-btn--outline:hover{background:#ffffff26}.bh-container{max-width:1280px;margin:0 auto;padding:3rem 1.25rem 5rem;font-family:Inter,-apple-system,sans-serif}.bh-section{margin-bottom:4rem}.bh-section-tag{display:inline-block;background:linear-gradient(90deg,var(--primary),var(--sl-teal));color:#fff;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:.25rem .75rem;border-radius:12px;margin-bottom:.6rem}.bh-section-title{font-size:clamp(1.4rem,3vw,2rem);font-weight:800;color:var(--text-dark);margin:0 0 .4rem}.bh-section-sub{font-size:1rem;color:var(--text-light);margin:0 0 2rem}.bh-guide-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1.5rem}.bh-guide-card{background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 4px 16px #00000012;border:1px solid var(--border);transition:transform .25s,box-shadow .25s;display:flex;flex-direction:column;text-decoration:none;color:inherit}.bh-guide-card:hover{transform:translateY(-6px);box-shadow:0 12px 32px #0000001f}.bh-guide-card-header{padding:1.5rem 1.5rem 1rem;background:linear-gradient(135deg,#f0f7ff,#fff8f0);display:flex;align-items:center;gap:.85rem}.bh-guide-num{min-width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--sl-teal));color:#fff;font-size:1rem;font-weight:800;display:flex;align-items:center;justify-content:center;box-shadow:0 3px 8px #1a4fba4d;flex-shrink:0}.bh-guide-part{font-size:.72rem;font-weight:600;color:var(--text-light);text-transform:uppercase;letter-spacing:.08em}.bh-guide-title{font-size:1rem;font-weight:700;color:var(--text-dark);margin:0}.bh-guide-body{padding:1rem 1.5rem 1.5rem;flex:1;display:flex;flex-direction:column;gap:.75rem}.bh-guide-desc{font-size:.9rem;color:var(--text-light);line-height:1.6;margin:0}.bh-guide-topics{display:flex;flex-wrap:wrap;gap:.4rem}.bh-guide-topic{background:var(--light-bg);color:var(--text-light);font-size:.72rem;font-weight:600;padding:.2rem .5rem;border-radius:8px}.bh-guide-link{color:var(--primary);font-weight:700;font-size:.88rem;text-decoration:none;margin-top:auto;display:inline-block}.bh-country-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:1.25rem}.bh-country-card{background:#fff;border-radius:14px;border:1px solid var(--border);box-shadow:0 2px 8px #0000000d;overflow:hidden;transition:transform .25s,box-shadow .25s,border-color .25s}.bh-country-card:hover{transform:translateY(-4px);box-shadow:0 10px 24px #0000001a;border-color:var(--primary)}.bh-country-top{padding:1.1rem 1.25rem .6rem;display:flex;align-items:center;gap:.75rem}.bh-country-flag{width:44px;height:32px;object-fit:cover;border-radius:4px;box-shadow:0 1px 3px #00000026;border:1px solid rgba(0,0,0,.05)}.bh-country-name{font-size:1.05rem;font-weight:700;color:var(--text-dark)}.bh-country-links{padding:0 1.25rem 1.25rem;display:flex;flex-direction:column;gap:.4rem}.bh-clink{display:flex;align-items:center;justify-content:space-between;padding:.45rem .75rem;border-radius:8px;text-decoration:none;font-size:.83rem;font-weight:600;transition:all .2s}.bh-clink--main{background:#f0f7ff;color:var(--primary)}.bh-clink--main:hover{background:var(--primary);color:#fff}.bh-clink--price{background:#fff5ef;color:var(--accent)}.bh-clink--price:hover{background:var(--accent);color:#fff}.bh-clink--data{background:#edfbf4;color:var(--sl-teal)}.bh-clink--data:hover{background:var(--sl-teal);color:#fff}.bh-divider{border:none;border-top:2px solid var(--border);margin:3rem 0}@media (max-width: 768px){.bh-hero{min-height:220px}.bh-hero-inner{padding:2.5rem 1rem 2rem}.bh-guide-grid,.bh-country-grid{grid-template-columns:1fr}.ib-steps .ib-step{flex-direction:column;gap:.75rem}}